I just joined another Credit Union called Schools First and I was wondering what the credit benefits it had to offer: Here are some of the main credit options available: 1. Credit Cards 2. Personal Loans 3. Auto Loans 4. Home Equity Lines of Credit (HELOCs) 5. Mortgages and Home Loans 6. Student Loans 7. Business Loans 8. Secured Loans Just like Navy Fed you will have to have a family member that already has an account with them in order to have an account, or you will have to work at a school to qualify. These are just some of the main advantages Schools First Credit Union has to offer in building your credit.

But they dont know how to flip a 5k CC

The **due date** is when you must pay at least the minimum amount to avoid late fees and keep a positive payment history. The **reporting date** (or statement closing date) is when your credit card issuer reports your balance to credit bureaus, affecting your credit utilization and score. To manage credit well: - Pay before the **due date** to avoid penalties. - Pay down your balance before the **reporting date** for lower utilization. Reporting date is usually 3 days after due date slay the day fam