1. Call your bank right now and ask them to reverse any fees you have on your account. “I’m struggling and you guys are giving me headaches by charging me money I don’t have” 🤣 make something up 2. Call whoever you have a credit card with. If your account is in good standing, ask for a credit limit increase 3. Call Experian, Equifax, Transunion and tell them that you have unauthorized inquiries on your credit report that you want removed - YOU DONT KNOW WHAT THOSE ARE Comment “#” if you need the credit bureaus phone number! Hope this helps you guys 💪🏽 HAPPY OCTOBER!