🔄 NAV Stops Reporting to D&B - What's for the PRIME CARD? · CREDITLIFT

🔄 NAV Stops Reporting to D&B - What's for the PRIME CARD?

NAV did a significant shift in their credit reporting strategy. For those who’ve been relying on NAV for D&B data, there's a notable change to be aware of.

NAV.com is now focusing more on Experian and Equifax business credit data. They've introduced a new Credit Health hub in Nav Prime. They've also stopped providing a PAYDEX score, D&B reports, and the typical three business credit reports.

D&B might not be the giant it once was, banks still pull from D&B. I always keep at least the free D&B report login handy to maintain visibility into your credit standing.

🔄 NAV has always fluctuated with their reporting standards. My guess is that they’ll reintroduce D&B reporting within a few years. I advocate for "real business credit"—focusing on SBFE, CreditSafe, PayNet, and ensuring you have high-limit financial tradelines. After boosting my limits to over $100K, I managed to secure construction loans above $250K.

You can still work with net 30 vendors that report to build your credit profile without D&B data.

Also, has anyone else tried obtaining a NAV Prime card? I initially received a denial due to an "inability to verify your identity," but got approval after a quick call—turns out, they just needed to confirm my birthday! Just a heads up, it’s not available in some states like Nevada, but it does report to all three major credit bureaus.

Has anyone else got a NAV Prime card?

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