I just joined another Credit Union called Schools First and I was wondering what the credit benefits it had to offer: Here are some of the main credit options available: 1. Credit Cards 2. Personal Loans 3. Auto Loans 4. Home Equity Lines of Credit (HELOCs) 5. Mortgages and Home Loans 6. Student Loans 7. Business Loans 8. Secured Loans Just like Navy Fed you will have to have a family member that already has an account with them in order to have an account, or you will have to work at a school to qualify. These are just some of the main advantages Schools First Credit Union has to offer in building your credit.

The **due date** is when you must pay at least the minimum amount to avoid late fees and keep a positive payment history. The **reporting date** (or statement closing date) is when your credit card issuer reports your balance to credit bureaus, affecting your credit utilization and score. To manage credit well: - Pay before the **due date** to avoid penalties. - Pay down your balance before the **reporting date** for lower utilization. Reporting date is usually 3 days after due date slay the day fam

What’s sup Realationship banking is very important if you don’t got a good credit score get into the banks either threw checking or savings accounts Build that trust. We gotta show them we are about it Make Cd, Money Market accounts Pledge loans What ever you can do at the moment So we can get them highlight credit in the future Hope yall have a good day yall stay safe out there Watch ya 6!!!!!!!🚀🚀🚀🚀🚀🔥🔥🔥🔥🔥🙌w LFG fam!!!!!

Credit is important because it affects your ability to borrow money, secure loans, and obtain favorable interest rates. A good credit score can lead to better terms for mortgages, car loans, and credit cards, ultimately saving you money. Additionally, credit impacts renting an apartment, insurance premiums, and even employment opportunities in some cases. Maintaining good credit helps you build financial stability and access opportunities that require borrowing.

If I explore moving my auto loan in Navy fed.. will it mess with me qualifying for a $20K CC with Navy Fed now that I'm filling all the steps.. Looking for a friend