How to Remove Outdated Personal Info from Credit Report

Use the personal credit dispute attachment. Make sure your secondary credit bureaus are frozen FIRST.

Remove all old addresses, employers, phone numbers, names, etc. Only 1 needed for each.

Two ways to delete:📝

1.Simply call the credit bureau and tell the representative you need to update your personal information on your profile.

Here are the phone numbers of the main credit bureaus:

Equifax: 1-888-EQUIFAX (1-888-378-4329)
Experian: 1-888-EXPERIAN (1-888-397-3742)
TransUnion: 1-800-916-8800.

Here is a gem to know when removing old addresses to dispute negative items on your credit report: 💎

You can also call and get old addresses deleted, but if an address is connected to an account they may try to give you some static. The keywords to use when removing old addresses are saying "the addresses are undeliverable" nothing more, nothing less. Do not overcomplicate it.

If one agent won't do it, hang up and call until you get the agent who will. Don't give up so easily because it can be done. I have personally called and got names, old address, and employers removed from my credit report without any issues or sending any letter.

You should only have 1 name and 1 address on your report. Regardless of calling the credit bureaus to remove outdated information, still add the freeze to your secondary bureaus to increase your chances of removing the debt.

2.Upload Online via Credit Bureaus website: 💻

Personal Info Dispute letter-choose a personal credit dispute letter of choice below. Make sure to delete or archive the report you don't want and not include it within your letter.

DL-front and back

SSN

Utility Bill-updated address

state in description: I have never lived at this address

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