LexisNexis: Gathers public record information, employment verification, and tenant screening reports.
SageStream: Specializes in residential property and tenant screening reports.
CoreLogic: Offers property data and risk assessment services for the real estate industry.
NCTUE: Provides information on past phone, cable, and utility bills.
ChexSystems: Creates reports on consumer banking history, including check writing issues or account closures.
Innovis is often considered the fourth credit bureau behind Experian, Equifax, and TransUnion. Innovis mostly verifies consumer information and doesn't sell credit reports for lending decisions