1- Pa kite yo repote plis ke 30% apre closing statement lan.
2- Pa koupe yon credit card ke ou te gen anpil tan ou tap itlize
3- Pa aplike pou credit card tro souvan
4- Konsidere aplike pou diferen type de credit card tankou, Travel, Rewards, etc.
5- Kek credit mwen konseye: Chase, Discover, Amex, Bank of America, e Pa bliye Credit Union yo