It's very simple.
The guarantee is follow the instructions each day to become a Millionaire in 1 Year or less otherwise you pay noting.
It's impossible to lose.
I struggled in the system, doing all the "right things"; school, good grades, bachelors, good job. I realized the truth after 10 more years; I had become a slave and would never reach Millionaire status. It wasn't my lack of work ethic, is was a matter of misinformation and following the wrong advise.
We all know that the elite don't teach their kids what we learn in public school.
The rich teach their kids, taxes, investing, money management, business, and would have a heart attack if their child said they wanted a normal career.
Look at this world and how it is devolving. Ask yourself, will you survive very well making the money you are making today 5 - 10 years from now?
Yes it is good to be price conscious and save where we can but just as in most other games with the game of life the best defense is a good offense.
Sun Shine