i have recently come across a chunk of money about 15 lakh nrp almost (12000 USD), my family usually just puts the money in a fixed deposit account and it was not that bad, but now the interest rates are really low and i don't see a good rate of return on my investment. i would like to know how people from the community would invest this kind of money and the knowledge required to do so, where should the money be invested to have a steady cash flow

i'm from nepal, 4th year student studying computer science, possibly considering a career path in machine learning and AI, honestly i have no interest working for a boss man and want to carve a path for myself but i honestly have no experience or skills regarding the topic