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The Credit Lounge

Public • 8 • $39/m

10 contributions to The Credit Lounge
BOIR report completion- File ASAP!‼️
Beneficial Ownership Information Report (BOIR) Don't forget to complete your report.... If you have a business in the United States , avoid making this mistake that will cost you $500 per day🤯… As of January 1st, millions of small businesses will need to file a beneficial ownership information report with FinCEN, a branch with the U.S. Department of Treasury. If you formed a S CORP OR C CORP or a LLC, a BOI is required unless you’re exempt. 📝If you registered your business PRIOR to Jan 1, 2024, you have 1 year to complete this report, until January 1, 2025. 📝If you filed on or after January 1, 2024, you have to file within 90 days of receiving your actual or public records of your formation. You will file via the FinCENs BOI e-filing portal at https://boiefiling.fincen.gov. The primary purpose of this report is to avoid or prevent companies that are money laundering, tax evasion, fraud, etc. Don’t get caught not filing this form and end up having to pay $500 fees. It’s not difficult to complete so no need to pay anyone unless your tax preparer is doing it for you, etc. Also, don’t forget to file your annual reports or pay your fees for your LLC to remain in active status: Here is a helpful link: https://www.llcuniversity.com/llc-annual-fees-by-state/ Here is a video I created exactly how to complete the report. Don't wait, get it completed asap! It will only take 10-15 minutes. https://go.screenpal.com/watch/cZf2qbVsGIu
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New comment 3d ago
1 like • 7d
Yes mines were already completed as well. Thanks for checking
Heyyyyy!! Checking Innnnn
Hey Everyone,😊 I wanted to check in on your progress and to see if there are any questions. I would like to meet on Wednesday, November 13th at 7:30 pm cst to go over questions and see where we are in our businesses and need further assistance. It's important we show up the remainder of this year and be ready for 2025 and as your coach I need to ensure everyone in this group as we grow is successful. I apologize for not being as active for things have been slow to my liking as I am currently working as well, however, my students are my top priority and I am always here to assist! As time is moving ending of 2024, my goal is to grow this community tremendously over the next quarter and begin having speakers for different financial wealth goals we looking to achieve including accessibly to grants once we reach at least 200 students. @Robert Lawrence if you can, please be sure to attend class so we can go over the community and questions you may have. If you have any questions or need guidance, please do not hesitate to reach out to me here or via direct chat. xoxo, Coach Lashanta
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New comment 16d ago
0 likes • 16d
@LaShanta Witherspoon it’s coming along great
1 like • 16d
@LaShanta Witherspoon I’m looking forward to it ❤️
A Deletion is a Win ❤️
The 7 day TransUnion hack has been amazing i disputed a few collections and 2 hard inquiries on September 24 and by October 10 they all were deleted🙌🏽
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New comment Oct 24
$25K-$100K Business Funding Requirements with Banks!
If you meet the following requirements for either of these banks, you can qualify for up to $50K for a business credit card no statements required. US Bank, Chase and Bank of America Funding Requirements: • 700+ CREDIT SCORE or HIGHER (680 okay with US Bank for credit card) (US Bank-680 okay) • LEAST 1-2 CREDIT CARDS THAT have $2500 limits. • 7-8+ PRIMARY ACCOUNTS • NO COLLECTIONS PAST TWO YEARS • NO CHARGE OFFS PAST TWO YEARS • NO LATE PAYMENTS PAST TWO YEARS • NO BANKRUPTCY • UTILIZATION UNDER 20% (30-40% okay with US Bank for credit card) • 2-5 INQUIRIES OR LESS IN EACH BUEARU Additional information to know: US Bank- no bank account required to have business credit card but is good to have an established account. BOA-business bank account required Chase-bank account required but can be a personal account. You don't have to have a business account established already If you qualify and would like to connect, complete this jotform: https://form.jotform.com/240948861764167 If you don't bank with either, I highly recommend to open an account and start building a relationship so when you are credit positioned and ready for funding, you will already have a banking relationship and ready to apply!
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New comment Oct 17
0 likes • Oct 17
@LaShanta Witherspoon Thank you
Checking In! 🙌🏽How’s it going ?👀
Hey everyone, How’s things going? Are you getting familiar with the group ? Is there anything I can assist with ?
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New comment Oct 3
0 likes • Oct 2
Yes, I am getting familiar. Are we having a class today. I have a question regarding a letter I received from Equifax
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Jaleesa Fisher
1
1point to level up
@jaleesa-fisher-8596
Logistics Manager at Far Stretch Logistics

Active 5d ago
Joined Sep 8, 2024
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