61 Palatine Road, Wallasey, CH44 7EN - £125,000 https://www.rightmove.co.uk/properties/143062991#/media?id=media0&ref=photoCollage&channel=RES_BUY This property comes tenanted for £850 PCM ON A 5 YEAR FIXED GURANTEED RENT SCHEME Lets brakedown the numbers asign a Wealth Creation Strategy 1. Property Purchase and Initial Costs: - Property Price:£125,000 - Deposit (25%): £31,250 - Mortgage Loan Amount: £93,750 - Stamp Duty: - If this is an additional property: £3,750 (3% of £125,000) - If this is your main residence, no stamp duty is payable. 2. Monthly Cash Flow: - Rental Income: £850 per month - Mortgage Payment: £547 per month (assuming a 5% interest rate over NEXT 5 YEARS FIXED - Monthly Rental Profit: £303 3. Overpayment Strategy: You plan to use the entire monthly rental profit (£303) to overpay the mortgage. This increases your total monthly mortgage payment from £547 to £850. 4. Impact of Overpayments Over the Next 5 Years: - Total Overpayment Per Month:** £303 - Total Overpayment Per Year:** £303 x 12 = **£3,636 - Total Overpayment Over 5 Years:** £3,636 x 5 = **£18,180 By overpaying £303 each month, you will reduce the principal balance of the mortgage more quickly, leading to substantial interest savings and shortening the loan term. Estimated Reduction in Mortgage Term: - Without overpayment, the mortgage would last 25 years. - With the overpayments, you could reduce the term by approximately 11-12 years, but since you are focusing on the first 5 years: - You will reduce the term by about 2-3 years within the first 5 years. Estimated Mortgage Balance After 5 Years: - Without overpayments: The balance might be around **£84,000**. - With overpayments: The balance could be reduced to around **£65,000-£70,000** depending on how much interest is saved. 5. Equity Growth Over 5 Years: Assume property value increases by 10% each year: - Year 1:** £125,000 * 1.10 = £137,500

Hey Everyone, I hope you're all doing fantastic and that your weekend has been nothing short of amazing! Get ready for something special—tonight at 8:30pm, I'll be going live on Zoom! I'll be unveiling how the Skool Platform works and sharing my game-changing plans to help you maximise The Wealth Creation Academy and crush your financial goals. Plus, I'll be answering your burning questions live! You definitely don't want to miss this. I can't wait to connect with you all tonight! See you soon, Emmanuel https://us02web.zoom.us/j/86888014576?pwd=5LXpJGptnlJDae24X4XPHOQ2Y06O49.1

Hey, I hope you're doing well and enjoying the Wealth Creation Academy. In today’s Instagram video (Link Below), I talked about the importance of creating additional income streams from your current business. For example, McDonald's started with burgers and expanded into real estate. If billion-dollar companies are diversifying, we should be doing the same at our level. Think about how you can monetise your existing skills. As a financial advisor, I learned to give presentations, which led to paid speaking gigs, social media content creation, and TV appearances. These all came from skills I developed in my main role. Look at your business—who are your customers, and what other businesses serve them? Collaborate, find synergies, and explore business-to-business opportunities. For example, if you run a nail salon, you could teach others how to start their own. I’d love to hear your thoughts. Remember, the Wealth Creation Academy is here to help you grow. Don’t just watch the videos—ask questions, apply the knowledge, and take action to change your situation. Thank you! https://www.instagram.com/reel/C-my1aDKFwx/?igsh=MXI3eDBqbzZlZnF3cg==