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8 contributions to Credit Club
2 likes • May 13
Hey - MSE now use TransUnion (always out of date)...best to go Experian directly I guess, follow the Club...
Anyone had bad credit?
Hey everyone, anyone here got their own story on having bad credit to turning their situation around?
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5
New comment Feb 4
0 likes • Jan 31
Follow the Club and joined 2.0?...lots to follow and learn...
Hey
Excited to be part of the credit club family! Ready and roaring to go.
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10
New comment Mar 20
1 like • Jan 31
Let's Go!
Savings
Does experien/clearscore care about your savings and does it impact your score whether you have lots or little savings in your bank account
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New comment Feb 9
0 likes • Jan 31
Nope!...Savings not looked at or reported!
Top Tip … Don’t use your credit card
That’s right. Don’t use it. To buy …. Cryptocurrency. I just found out to my detriment. When you buy crypto with credit it gets treated as a cash advance. It’s like withdrawing money from the cash machine with your credit card. It’s a no no. So I’ve made the mistake for you (over a month ago) so you don’t have to. Cost me 65 fucking points on my score.
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New comment Dec '23
Top Tip … Don’t use your credit card
0 likes • Dec '23
Hey Abz, just wondering why did that ‘cash transaction’ affect your credit score? …does it not show as just another of many transactions on your credit card statement, so as long as paid off in time..etc…all wld be good?
1-8 of 8
Nelly Parr
2
12points to level up
@nash-parr-1177
Credit Nomad ✈️

Active 64d ago
Joined Apr 21, 2023
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