Thanks Naomi l look forward to assisting you.

@Sayo Babatunde thank you Sayo

@Isaac Busari perfect Isaac I look forward to assisting you both.

@Naomi Smith feel free to book a call it's never too premature.

Hello Olukemi welcome. Our temptation to spend our savings before reaching our goal is a huge issue for most. Secondly it's hard to save when you have several commitments, we tend to wait until we have disposal income. However the best way to save is to consider your savings as you would any other bill or commitment. Save as frequently as you get paid and set up a direct debit. If you think you might be tempted to withdraw your savings before reaching your target then you might want to consider opening a fixed rate saving bond account, typically you can't withdraw funds until a set period time had passed (there are different durations to choose from). This ensures your savings are locked in until the set period expires. Lastly you will also benefit from interest as saving bonds tend to have better interest rates than everyday saving accounts. I really hope that helps.