#Video 1 I have been practicing physical therapy for 28 years and have worked in many different settings from contract to permanent with the current setting being a "permanent" hospital-based outpatient rehab center. For many years I thought that being a PT was going to make me a lot of money so that I could retire before I turned 50. My parents never went to college but always worked 1-2 jobs, to keep food on the table, lights on and clothes for school. My mother was the one that stressed to me to get a good education, save my money "for a rainy day" and to not have a lot bills (somehow, I lost that wisdom)! I grew up in the layaway (our credit card account) and savings and loan era and it was my mother who started my first savings account. She would always tell me," It's not what you make, It's what you do with what you make." Well after getting into debt from student loans and whatever else foolishness I was doing at time, I got caught up in the MLM/DOT.com phase of the 90's trying to build various business believing I too had to spend money to money, I lost more than I made and created more debt for myself. My parents are gone now, looking back as am I writing this, I realized I can't ever remember them talking about dreams of wanting anything more, they were both from depression era, Jim Crow and surviving with the basics was winning for them. And as for assets, they were sold those whole life policies with the cash value pay out when they died. They never got to see any of that money that they paid into all those years. I see that I have a lot that mentality. It is hard for me to vision more than just being debt free. Although my parents did the best they could, they died broke and with no legacy. I have to break the cycle to create a 168 vehicle that will allow me to help women, who are stressed with poor eating habits take charge of the health with targeted lifestyle changes.