Can I apply for credit limit increase to 38k to lower my utilization? currently owe 8k on my NAVY fed credit card 30k limit. I can pay 3-4k to only owe 4k when I try. Will I be approved?

I haven’t logged into this business checking account in months, but has happy to see this. Data points: 790 scores(roughly) No deposits in this checking account in 6 months+, but have a small balance sitting in there. Have 3-4 other Chase Ink cards with other businesses and zero balance for 2+ years. I am not moving forward with this yet, but may do so in the near future. The reason is there will still be a hard inquiry and it may or may not take a while to remove.

### S&T Bank Checking Account Bonus Offer I wanted to share an exciting opportunity available from S&T Bank for those living in Pennsylvania and Ohio. They are currently offering a bonus of up to $350 when you open a qualifying checking account. Here are the details: #### Offer Overview - **Maximum Bonus Amount:** Up to $350. - **Eligibility:** Must be a resident of Pennsylvania or Ohio and live within approximately 2 miles of a branch. - **Promo Code:** STEPA1Q24. - **Minimum Opening Deposit:** $50 (must maintain until the bonus posts). #### Requirements to Earn Bonus To qualify for the bonus, you need to meet the following conditions: 1. Make an initial deposit of $550 within 10 days of account opening. 2. Complete at least ten $10 S&T Bank Visa Debit card purchases (these must be posted and cleared). 3. Enroll in online statements. The first $100 will be credited to your account approximately one month after completing these tasks. If you open the account online, you will receive an additional $50 bonus. A further $200 will be credited around the six-month anniversary of your account opening, provided you meet the debit card and online statement requirements. #### Fees - **Monthly Fees:** The Select Checking Account has no monthly fees. However, there is a $3 fee if you do not use bill pay. You can avoid this fee by removing bill pay from your account. - **Early Account Termination Fee:** The account must remain open for at least six months to avoid any early termination fees. #### Fine Print - This offer is not available to current S&T Bank checking customers or those who have closed an account in the past 12 months. - New accounts are ineligible if any signer has signing authority on an existing S&T Bank consumer checking account. - The offer cannot be combined with any other checking offers and is subject to change or termination without notice. - One incentive payout per household. - The account must not be overdrawn during the promotional period to receive any of the incentives.

Hey everyone! 👋 I’m curious to hear your thoughts on something fun. Whether you’re into movies, books, music, or even hobbies, I’d love to know: What's one thing you absolutely can't live without in your daily life

On December 19, I will be awarding $100 to the person who has participated the most in our group. The winner will be determined by who has earned the most gems. This is a great opportunity to engage and interact more, so I encourage everyone to participate actively. Let’s make this fun and competitive! Let’s make this group pop. Let’s drop our gems. Let’s drop our wins.