My first encounter was when I was about 15 and my grandma (mom) was on the line with a credit card company arguing. After the call she told me to never get a credit card. 6 years later I got my first credit card at about 21. I had that card for about 5 years until I defaulted. With the knowledge that I have now I always said that with my kids I will make sure they have the knowledge and understanding on how to use a credit card. I added my son as a authorize user on a credit card and here is the unboxing of his first credit card about 3 years ago.

Understand that credit repair is a process, just like any other thing you do. Timing is based on how you do it. It took me about 1 year and half to repair my credit as well as my wife, about 10 years ago. With the knowledge that I have now it would have taken about 6 months. You have 2 options to repair your credit. Hire a professional to do it I am here to help, or to do it on your own this is why I created DIY credit repair program this will cut down time and help with your understanding of credit repair from start to finish. The last thing you can do is nothing. Remember that doing nothing keeps you in the difficult situation. Take action and learn.

Have you guys checked out the free stuff in the classroom? Be sure to take advantage of the stuff in there.

How is everyone doing on there credit journey? How you thought about suing a Debt Collection company? I did a case Study on a real case with an individual who was suing a debt collection company Portfolio Recovery Associated. DON'T make this simple mistake.

I just sent everyone in the group a message. Very important that you read and respond. Thank, and BE GREAT.