Still don't have a Credit Score and want to get started?

FIRST OFF if you aren't 18 yet don't click away. I technically got started in the credit card game when I was 15 years old (Attached is proof of me counting the days till I turned 18 to start credit). But the way I started and the best way I recommend to get started is if you have a family member or close person that has a good credit score already like 750+. Ask them to be put as an authorized user on a card that they'll never get rid of(ideally one without an annual fee). This way their credit history in a sense adds to your credit history where once I turned 18 I already had a ~740 credit score.

Now you can either cut up the card so that you don't use it or what I did was just when my family had me buy groceries I would put it on that card.

If you aren't close with someone with a good credit score get a charge card. These are basically debit cards where you just pay $100 and you just use that $100 as your credit limit. But these are the easiest cards to get that count towards your credit score to get started. There's no real quick way to improve your credit score it takes time. Main thing is learn the good habits of spending and ways to keep your credit score up

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