Currently I'm still 5/24 and just received the 90k bonus on my second chase ink card so I'm looking to either still farm chase ink business cards or some airline business cards. What card is on your guys' horizon or one that you just got? Also for those who don't have a Credit Card Point Tracker or maybe need an upgrade, check out this free google sheets. - If you want to keep it click file and make your own copy! https://docs.google.com/spreadsheets/d/1NMdHgh9fgFpqCkAirJe_998XV1l9dK4_1qJ_eWCGYaI/edit?usp=sharing

CREDIT CARD POINTS: It's surprising how many people aren't on the Rewards Train. Last November, I jetted off to Japan for a mere $61.65 and 115,400 miles – and no, I didn't have to break the bank or rack up a $100,000 bill! 🌏💸 How did I do it? Enter the world of Sign-Up Bonuses! My main credit card set up includes Chase Freedom Unlimited (20k Points), Chase Freedom Flex (20k Points), Chase Sapphire Preferred (90k Points), Chase Business Ink Cash (90k Points), and Chase Business Ink Unlimited (90k Points). The result? A whopping 310,000 points or 310,000 miles in my pocket. And hey, that's not even counting the extra points from my everyday spending and referrals! Also guess what, I actually bought two round-trip flights not just one! I'll also be going to Japan in May and I was able to redeem those flights for around 165,000 miles/points and ~$63. Now, the best part? I didn't have to morph into a big spender. The most I threw down for a sign-up bonus was $6,000 in 3 months (Chase Sapphire Preferred, Chase Business Ink Cash, and Chase Business Ink Unlimited). And for those of you thinking, "I don't drop $6,000 in three months," worry not (I don't either) – there are clever ways to boost your spending on paper (e.g. paying Taxes, Rent, and Utilities with Credit Cards) But wait, there's a catch: this game isn't for credit score newbies or those only spending a few hundred bucks around each month(mainly those living with parents or still in school). I advise having at least a "good" credit score (670+) before you start Travel Hacking, and if you're ready to dive into the world of free money and epic travel, join our community! We're here to boost your credit score, spill credit tricks, and guide you into turning your everyday spending into a ticket to adventure! 🚀💳✨ I would love to see your guys' travel hacking successes as well. Comment down below!

- Name and State/ Country you're from - Post a photo of your favorite place you've traveled to - 3 of your favorite places you've traveled to - 3 places that you would love to travel to

As more and more members join I want to see what people's goals are with credit. Whether it be traveling through airlines, nice hotel stays, cash back, etc. You can connect with people that have the same goals as you or just see where other people's heads are at. Currently, my goal is churning lots of miles so I can travel around the world for free or for really cheap. Right now I don't care a lot about nice hotel stays but possibly I'll take advantage of this route in the future for some nice suite stays. Reply with Yours Below!

Chase Strategy: https://www.referyourchasecard.com/18o/662GB5F8TI Chase Freedom Unlimited - 20k points for $500 spent in 3 months: This credit card will act as your daily spender and you will earn 5% on travel booked through Chase Travel, 3% on dining and drugstores, and 1.5% on everything else. Chase Freedom Flex - 20k points for spending $500 in 3 months: This credit card will be your special category spenders. Every quarter the Chase Freedom Flex gets 5% on specific categories. For Q1 of 2024, these categories are Grocery Stores(excluding Target and Walmart), Fitness Clubs & Gym Memberships, and Self Care & Spa Services. The downside to this is you only are able to earn 5% on $1500 in spend in these categories per quarter. This strategy is what I used when I got started and is a good start because with Chase they have a hidden rule of 5/24. What this means is if you have gotten 5 personal credit cards in the past 24 months then they will automatically decline you. It's funny because when I went to the Chase branch to get a credit card, I asked the representative and they told me that they aren't allowed to say whether that is true or not. This allows you to start building points in the Chase ecosystem early and gives you the chance to get more Chase cards to earn more points earlier on in your journey. For the points that you do earn, I would advise you to hold off till you can use them for travel once you get the Chase Sapphire Preferred. Once you can transfer your points the value of your points are equal to at least $0.016 and can be worth upwards of $0.10 or more. As opposed to if you were to exchange these points for cash back you will only get $0.01 redemption. That is an instant 60% increase in the value of your points(not a lot of investments you'll get that return in) But if you do need the money you can exchange the points for cash back. If you have any questions post them below!