With the Fed meeting just a week away on September 17th, they’ve already signaled an upcoming rate cut, leading to a steady decline in mortgage rates over the past two weeks. The market has already factored in the cut, as reflected in the current mortgage rates shown below. As rates continue to drop, do you think this will trigger a surge in new inventory, or will we see a wave of buyers eager to take advantage of lower borrowing costs? Conventional - 760+ Rate: 5.99% APR: 6.429% FHA/VA 660+ Rate: 5.25% APR: 6.527% FHA/VA 640 Rate: 5.625% APR : 6.527% (These rates are based on a 500k purchase price, first lien, 30YR fixed, owner occupied, single family home, 3-3.5% down)

🔍 **How Mortgage Lenders Try to Be Sneaky** When you’re under contract, your mortgage lender is required to send you a Loan Estimate sheet. But here’s where things can get tricky: 1. **Interest Rate Lock** 🔒 The first thing you need to check is whether the interest rate is locked. If it’s not locked, the lender can list any rate they want, often quoting a super low rate to hook you in. But beware, that rate can change when it’s time to lock it in! 2. **Payment Breakdown** 💵 The total payment amount you see on the estimate is directly tied to that interest rate. If the rate isn’t locked or isn’t accurate, your payment could change, potentially costing you more than expected. 3. **Estimated Cash to Close** 💰 This figure includes your closing costs and down payment. Make sure to double-check this number, as any discrepancies here can affect your overall budget. 💬 **Buying a House?** If you want me to review your Loan Estimate and ensure you’re getting the best deal possible - Message me the Word 'LOAN' and I'll help you out!

Are you finding it tough to secure a loan because your tax returns don’t show enough income? Or maybe you’re struggling to gather the cash needed for your next investment property? You’re not alone—many investors face these challenges, especially when writing off a significant portion of their income. But don’t let that stop you from growing your real estate portfolio. I’ve got the perfect solution. This week alone, I’ve helped three investors close on their properties using this exclusive loan program, and you could be next. Here’s what you need: • A credit score of 680 or higher • 20% down payment • No income verification required—that’s right, no tax returns, paystubs, or W-2s needed! Here’s why it’s a game-changer: As long as the market rent for the property covers the mortgage payment, you’re approved! That’s the key requirement—no digging into your finances, just a straightforward path to owning your next investment property. Ready to take the next step? Message me today, and let’s get started. I’m licensed in 49 states and ready to help you secure your next real estate investment—no hurdles, just results.

Welcome to the Entrepreneur Real Estate Mastermind! This group is designed to connect ambitious entrepreneurs who are ready to take their business ventures to the next level through strategic real estate investments. Before I go further, follow me on YouTube (where my extra content goes): Start by exploring these key resources: https://www.youtube.com/@meres_mortgage • How to Secure Financing for Your Next Investment • Unlock Real Estate Market Insights To kick things off, please introduce yourself in the comments: 1. Where are you located? 2. What type of real estate project are you currently focusing on? 3. What immediate financing or investment support do you need? Excited to see how we can help each other succeed in the comments! https://www.loom.com/share/f100a4c0d2de4657bd4238bf5ca35221?sid=58eeb2ea-d3d8-4a0d-9c41-5c1c9c1ff62c