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Feb '22 inÂ
Welcome To Premium Mortgage
This group is designed to help any and all people qualify for a house without the anxiety of not knowing what to do or where to start. We pride ourselves on taking a little extra time to help you feel comfortable, to feel educated, and to help you execute buying a house, regardless of where you come from. Hang out in the COMMUNITY to find other like minded individuals looking to buy their own home. Check out the CLASSROOM to begin your education on how to get Approved for a Mortgage and learn about the home buying process. If you have any questions or any particular topics to discuss, please make sure to Search above and or post a comment so we can help you with the answer. Remember, there is no stupid question... and if you are thinking it, chances are someone else is thinking it as well. Together, we will achieve greatness!
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Apr '23 inÂ
How To Lower Your Interest Rate
This is a great article on the 2 most common ways to lower your interest rates on your mortgage: -Better Credit Score -Buying down the rate with Points Buying down the rate can be expensive which is why having a good solid credit score can pay of way more than you realize. Have questions about how to boost your credit score? Put the comments below! https://premiummortgage.myhomehq.biz/single-newsletter/mortgage-points-and-credits-explained
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Mar '23 inÂ
What Makes The Best Mortgage Lender
If your mortgage company, loan officer or bank tries to pull your credit before asking you about your credit, about your assets or cash saved, about your income and about your expenses, RUN. You want to protect your credit as much as possible, and if your bank or lender do not protect it, you should not work with them. All lenders should ask you about your Credit, Assets, Income and Expenses. This will tell you what you should qualify for and whether or not you should move forward in pulling your credit.
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New comment Mar '23
Mar '23 inÂ
Gov-backed Mortgages: What do we need to know?
Hey everyone, wishing the best of luck on your home buying journey for your family or client. I would love to learn more information on the process of getting approved for a government backed loan such as FHA and USDA loan. Pros/Cons, interest rate range, how does the seller look at this kind of offer, processing length, worth it? etc. Any information would be great!
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New comment Mar '23
Mar '23 inÂ
Build Credit For Mortgage Approval With A Secured Card
Many people looking to buy a house have absolutely zero credit, and therefore did not qualify. One of the best ways for people to start building credit is by using secure credit cards. Here are three tips you need to know about using secured credit cards to help you build and establish credit to qualify for a mortgage. 1 Make sure you get your money back after the six month period. 2 Do not put more than $500 on the card for your credit limit. 3 Make sure it is a card that gives you some type of cash back or rewards.
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skool.com/premium-mortgage-corp-8458
A friendly mortgage brokerage specializing in educating First Time Home Buyers on the fastest methods to achieve homeownership in PA, NJ, DE, TX, FL.
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