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The Visa and Mastercard settlement is a $5.54 billion agreement to compensate businesses that paid high fees to accept Visa and Mastercard credit cards between 2004 and 2019. The settlement was approved by the court in December 2019. Click here to see how much you are eligible to receive <<<< The settlement was the result of a lawsuit alleging that Visa and Mastercard violated antitrust laws by: - Charging excessive interchange fees  - Enforcing rules that prevented merchants from directing customers to other payment methods  Businesses that accepted Visa or Mastercard during the relevant time period may be eligible to receive a portion of the settlement funds. To receive payment, businesses must file a valid claim. Claim forms were mailed out in December 2023, and the deadline to file a claim is February 4, 2025. The Visa Mastercard settlement Frequently Asked Questions (FAQs): 1. **What is the Visa/Mastercard Settlement?** - The Visa/Mastercard settlement is a class-action lawsuit in which merchants alleged that Visa, Mastercard, and some banks colluded to fix interchange fees, which are the charges merchants pay to accept Visa and Mastercard credit and debit card payments. 2. **Who is eligible for the settlement?** - Generally, any U.S. business that accepted Visa or Mastercard credit and debit card payments between January 1, 2004, and January 25, 2019, may be eligible. Eligibility depends on the specific terms of the settlement, which can vary. 3. **How much is the settlement amount?** - The settlement amount is approximately $5.54 billion to $6.24 billion, depending on the total claims filed by eligible merchants. 4. **How do I file a claim?** - Eligible merchants must file a claim with the settlement administrator. The official claims website or a notice sent to merchants typically provides instructions on filing. Merchants may also use third-party claim filing services, though fees may apply. 5. **What is the deadline for filing a claim?**