Should I be concerned, long-term, whether my regular customers will eventually deal with my 1099 providers directly. Even with the contract, there’s really not much we can do. Any thoughts?

Do contractors need to provide their own workers compensation. I've been reading articles that you are still responsible for workers compensation regardless of W2 or 1099. Can you share you experience with this topic. What is the best practice to protect your company? What are the liability risks?

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So I've done tons of research and made some amazing friends in this community. I've got everything in line to submit for my LLC, insurance and all my tech is in line. Pricing will be a little issue but I will find out once I launch and can be adjusted. I'm scared about lawsuits and letting contractors in peoples homes. Its out of my control and that leap of faith is scaring me. I will do in dept interviews and background checks. But people are crazy and its a risk. However, I'm still scared something insane would happen from stolen items, fires or worse. Its scary to let people you don't truly know into someone's home. I know its good to be aware and to have some healthy amount of fear. But can anyone give me some advice or words of encouragement? Is my fear valid or just non-sense?

Glad to be part of like minded people