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Welcome to the How 2 Save & Invest community! We are a global education platform where people can learn about financial literacy and build generational wealth. Our mission is to educate 1 billion people on financial literacy. How to use this group: - Ask any questions around personal finances and investing - Share remarkable content that you've found - Help others in the community - Share this community if you think others would find it helpful Check out the free resources here (we will continue to update this) Please introduce yourself in the comments below: - Who you are - What you do - One big thing you'd like to accomplish in the next 12 months - One thing you can offer to the group Welcome!
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Fidelity CMA vs checking account
Does anyone use the Fidelity Cash Management account in place of a checking account at a bank? I'm thinking about switching but wanted to see if anyone has first hand experience with this. Offers 2.7% APY vs. like 0% with a checking account. "The Fidelity® Cash Management Account (FCMA) is a brokerage account that’s an alternative to a bank account. It gives you the flexibility to access your cash whenever you need it while still allowing you to put your money to work Fidelity® Cash Management Account (FCMA) features include zero account fees, zero minimums, zero ATM fees, free check writing and deposits, and a debit card to access your money at any time when you need it. Plus, get up to $1.25 million in FDIC insurance, which is 5X more than a typical bank offers."
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AI and Energy
Anyone buying Energy ETFs? Just got this article about how AI consumes a lot of energy: https://finimize.com/content/the-new-investing-power-couple-ai-and-energy
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Roth IRA April 15 cutoff for 2023
Hey Everyone! Let's get the party started. Just a reminder that if you qualify for a Roth IRA, the cutoff to contribute for 2023 is April 15, 2024. Income limit for 2023 - Single individuals $138K, Married joint $218K.
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New comment Apr 10
Resources
The resources in this post revolve around paying off debt, making more money, and investing strategies. We will continue to add free resources here as we find them. WEBSITES - Larry Fink’s 2024 Annual Chairman’s Letter to Investors - Vivian Tu's Rich BFF Resources - Personal Finance Club - CMG Venture Group - Money Animals NEWSLETTERS - Rajat Soni - Understanding Bitcoin PODCASTS - Latina Investors by Andrea Ramos YOUTUBE - Life After Debt with Marcus Garrett INSTAGRAM ACCOUNTS - https://www.instagram.com/rajatsonifinance/ - https://www.instagram.com/personalfinanceclub - https://www.instagram.com/building.gen.wealth/  - https://www.instagram.com/themarcusgarrett - https://www.instagram.com/cmgventure
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How 2 Save and Invest is a global education community where people can learn about financial literacy and build generational wealth.
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