1. Peace is always better than revenge. Choosing peace over revenge brings inner calm and keeps you focused on moving forward. Letting go is strength; holding onto anger only holds you back. 2. Silence speaks volumes. Sometimes, no response is all the clarity you need. Trust that silence often holds a message about what someone truly feels or intends. 3. If they return, remember why they left. When people come back into your life, it’s easy to focus on the reunion. But don't forget the reason they left; it helps you stay wise and avoid old patterns. 4. People may lie, but actions never do. Words can be empty, but actions reveal true intentions. Pay attention to what people do, not just what they say—it’s the surest way to see their character. 5. Everything happens for a reason; trust the process. Life’s twists and turns are there for a purpose. Embrace the unknown, and remember that calmness helps you see things clearly, even when it’s tough. 6. Some things fall apart so better things can fall into place. Not everything is meant to last forever, and sometimes that’s a blessing. Trust that what’s coming will align better with who you are. 7. Quality over quantity in relationships. Surround yourself with people who uplift, inspire, and support you. A few meaningful connections bring more joy than a crowd of acquaintances. 8. Be kind; everyone’s fighting a battle you can’t see. Remember, kindness goes a long way. We’re all healing and growing—sometimes a little compassion can make all the difference. Which one speaks to you the most?

Introduction Welcome to the 14-Day Financial Literacy & Self-Growth Challenge! This program is tailored to help you develop a healthy relationship with your finances and understand the value of conscious spending, saving, and investing. Each day will guide you through new financial principles and habits that will strengthen your foundation for both financial and personal growth. Remember, this journey isn’t about drastic changes but about building sustainable practices that will lead to long-term success. By the end of the challenge, you'll have clearer goals, practical strategies, and a more empowered financial mindset. Daily Structure Activity: Core focus or topic of the day to build your knowledge and perspective. Task: Practical action to apply each day’s lesson. Journal Tracker: A place to record progress, insights, and reflections. Instructions for Journaling: Guided questions to prompt deeper reflection and encourage meaningful engagement. Are you guys ready? Who's with me?

My friend got one extra ticket for the motogp grand prix. She doesn't know it but I've been dreaming to go to one. I even ranted about wanting to go 4 months ago XD. I'm so excited!!! Uni life has already started well, im so excited to see what'll happen next.

Today, I’m focusing on a future savings plan rather than debt repayment, using a similar approach to keep my goals on track. Since I don’t have debt, I’m channeling that energy into saving consistently, aiming to build an emergency fund. After looking at different strategies, I’ve decided to go with the snowball method, starting with small, achievable savings goals to keep up my motivation and create momentum. My first priority is to build up a fund that could cover a few months of essential expenses. Setting aside even a small amount each month will allow me to gradually reach this goal and feel prepared for any unexpected expenses that might come my way. Reaching this savings milestone would be a big deal, giving me more peace of mind and a sense of financial freedom. Knowing I have a cushion would make it easier to handle surprises without stress. To make this savings plan a reality, I’m committing to some changes in my spending habits, like cutting back on non-essential items and keeping impulse buys in check. I’ve already been working on reducing takeouts, and now I’m setting a monthly budget for any extras. By redirecting even a small amount each month, I can steadily build up my emergency fund, creating a stronger financial foundation. In the end, this journey isn’t just about saving money; it’s about building a lifestyle that values security and smart financial habits. Every small step I take adds up, and seeing my progress, even slowly, reminds me that these efforts are truly worth it.

Activity: Learn about the significance of an emergency fund—an essential safety net for unexpected expenses or income changes. Task: Calculate your monthly essential expenses (rent, food, utilities) and set a target to cover 3-6 months’ worth of these costs in your emergency fund. Journal Tracker: Answer the following: How would having this fund affect your peace of mind? What is a realistic amount you can start saving each month toward this goal? Instructions: Write down why having an emergency fund matters to you and any sacrifices you’re willing to make to start building it. This fund can provide you with the financial flexibility to handle the unexpected with confidence.